volkswagen sign then drive is back. and it's never been easier to get a jetta. that's the power of german engineering. get $0 down, $0 due at signing, $0 deposit, and $0 first month's payment on any new volkswagen. visit vwdealer.com today. >> greta: time is running out. deadline is december 14th when states must decide to set up their own health insurance exchanges. 63 to set up exchanges and nine undecided. one governor is on the fence is bob mcdonald. today this is surprise, democrats in the virginia senate urging the governor to call a special session. governor mcdonald joins us. >> thanks for having me on. >> greta: in terms of setting up these state exchanges. if you don't set up a state exchange it goes to a federal default. what are the pros and cons and why would you set up one and or why wouldn't you set up one? >> supreme court has ruled the south carolina recall is going into effect. there are several ways you can comply. state or federal or partnership exchange. most of us republican governors would rather to do it at state legal. the problem we hav